KYC Documents Checklist: What You Actually Need
KYC, or "Know Your Customer," is the identity and address verification almost every bank, broker, telecom operator, or landlord in India asks for before they'll do business with you. The paperwork itself rarely changes, but digging up a clear scan of the right document at the right moment usually does. This checklist covers what's commonly asked for and by whom, so you can have it ready on your phone instead of searching for it under pressure.
Core KYC Documents
The six documents that cover almost every KYC request you'll run into.
PAN Card
Near-universal for anything involving money: bank accounts, investments, tax filings, high-value purchases.
Income Tax e-filing portal →Aadhaar Card
The most widely accepted proof of both identity and address, and the basis for most e-KYC checks.
UIDAI →Passport
Accepted as identity and address proof, and required for travel, visas, and some foreign-exchange KYC.
Passport Seva →Voter ID (EPIC)
A common fallback identity proof where Aadhaar or PAN isn't accepted or available.
Election Commission of India →Driving Licence
Doubles as identity and address proof for many day-to-day verifications.
Parivahan Sewa →Recent Photograph
A passport-size photo, still asked for on physical forms and some digital onboarding flows.
Documents by Use Case
Which of the above you need depends on who's asking.
The usual approach, screenshots buried in a gallery or a "KYC docs" folder in WhatsApp, works until you actually need a document in front of a bank officer or a landlord. Docu Wallet keeps scans of your PAN, Aadhaar, passport, and the rest in one place on your phone, PIN-locked so they aren't visible to anyone who picks it up, and searchable by name, so "PAN" or "Aadhaar" surfaces the right file in seconds, even with no signal. Everything also syncs to your own Google Drive, not Docu Wallet's servers, so a lost or new phone doesn't mean starting over.
Keep Every KYC Document One Search Away
Private, offline-first, and synced to your own Google Drive, never ours.
